{
  "meta": {
    "site": "CryptoCardLAB",
    "updatedAt": "2026-09-17",
    "language": "ja",
    "canonical": "https://cryptocardlab.com/tria.html",
    "commercialLinks": false,
    "note": "Neutral machine-readable facts. No referral or affiliate URLs."
  },
  "entity": {
    "name": "TRIA Card",
    "provider": "Tria",
    "official": "https://www.tria.so/jp/",
    "category": "crypto payment card / Visa card"
  },
  "japan": {
    "status": "CryptoCardLAB operator has verified KYC/card use in Japan; final issuance eligibility is determined by the current country-selection and KYC flow.",
    "applePay": true,
    "googlePay": true
  },
  "season3Cashback": {
    "rates": {
      "virtual": "1.5%",
      "signature": "4.5%",
      "premium": "6%"
    },
    "contractualProgramSchedule": {
      "virtual": {
        "highRateSpendCap": "$100/month",
        "reducedRate": "0.5%"
      },
      "signature": {
        "highRateSpendCap": "$1,000/month",
        "reducedRate": "1.0%"
      },
      "premium": {
        "highRateSpendCap": "$2,000/month",
        "reducedRate": "1.0%"
      }
    },
    "helpCenterConflict": "Cashback General Information (2026-06-14) says cashback earnings are currently uncapped.",
    "conflictPolicy": "CryptoCardLAB uses the binding Card Cashback Terms / Program Schedule as the conservative calculation baseline, while disclosing the conflicting Help Center statement and checking the current in-app display.",
    "distribution": "Card Cashback Terms allow distribution no later than 12 months after the relevant Cashback Period; Help Center also describes quarterly distribution / a waiting period up to 90 days, so cashback should not be treated as instant.",
    "vip": "VIP Trading Badges can raise eligible card/Tria Travel total cashback up to 10% at the highest qualifying tier; based on rolling 30-day eligible futures volume."
  },
  "onboarding": {
    "accessCode": "Required during phased rollout according to Tria Help; sources include waitlist, users, and ambassador referrals.",
    "kyc": "Personal details, valid identity documents and selfie/photo verification; applicant must be 18+ and physically present in the selected country.",
    "kycTiming": "KYC starts after the first Tria Card purchase and is completed in the mobile app.",
    "physicalShipping": "Signature/Premium physical cards ship in batches; no fixed delivery-day estimate is stated in the cited Help article. Users receive an in-app notice when shipping is ready.",
    "virtualBeforePhysical": "Signature/Premium users receive a virtual card after verification and can use membership benefits before the physical card arrives.",
    "paymentBeforeKyc": "Official card guide places card payment before KYC. Verify residence/country eligibility and identity details before paying.",
    "duplicateCryptoPaymentRefund": "Official card guide says accidental duplicate crypto card payments should be automatically refunded within 3-4 business days."
  },
  "topUp": {
    "flow": [
      "Cards",
      "Top-up",
      "select wallet",
      "select token",
      "enter amount",
      "Review",
      "Swipe to Top-up"
    ],
    "providerFee": "Variable infrastructure cost that may reflect swaps, liquidity routing and cross-chain transfers; review the in-app fee before confirming.",
    "lowerFeeGuidance": "Tria Help recommends USDC/USDT on L2 networks such as Optimism, Arbitrum, Base or Polygon to minimize provider overhead where possible.",
    "supportedNetworks": [
      "Bitcoin",
      "Ethereum",
      "Polygon",
      "Base",
      "Arbitrum",
      "Optimism",
      "BSC",
      "Aptos",
      "Solana"
    ],
    "minimums": {
      "BTC": "$50",
      "otherSupportedTokens": "$10"
    },
    "exceptions": [
      "Solana top-ups require native SOL for gas",
      "direct SOL top-up is not supported",
      "Avalanche is not currently supported for card top-up"
    ],
    "timing": "Usually near-instant; network congestion can delay reflection by 2-4 hours."
  },
  "atmJapan": {
    "supported": [
      "Seven Bank",
      "E-net",
      "Lawson Bank",
      "Japan Post Bank",
      "AEON Bank"
    ],
    "accountType": "Credit",
    "triaPerTransactionLimit": "$750",
    "maxWithdrawals24h": 3,
    "triaFee": "$1 + 1% of withdrawal amount"
  },
  "sources": [
    "https://docs.tria.so/card-cashback-terms",
    "https://blogs.tria.so/ja/season-3-cashback-and-membership",
    "https://blogs.tria.so/ja/vip-trading-badges",
    "https://help.tria.so/en/articles/14033999-how-do-i-sign-up-for-tria",
    "https://help.tria.so/en/articles/14056678-how-to-get-a-tria-card",
    "https://help.tria.so/en/articles/14056654-tria-card-top-up-guide",
    "https://help.tria.so/en/articles/14854432-what-are-provider-fees",
    "https://help.tria.so/en/articles/14780504-atm-withdrawals",
    "https://www.tria.so/jp/",
    "https://help.tria.so/en/articles/14854416-merchant-declines-and-failed-transactions",
    "https://docs.tria.so/card-terms-international",
    "https://blogs.tria.so/ja/tria-travel",
    "https://help.tria.so/en/articles/14034407-kyc-know-your-customer",
    "https://help.tria.so/en/articles/13513737-what-are-tria-memberships",
    "https://help.tria.so/en/articles/13696877-cashback-general-information",
    "https://blogs.tria.so/en/loyalty-is-always-rewarded",
    "https://blogs.tria.so/en/signature-premium-membership-discount",
    "https://temp-web.tria.so/en/tria-tokenomics-update-august-2026",
    "https://temp-web.tria.so/en/loyalty-is-always-rewarded"
  ],
  "troubleshooting": {
    "cardNumberHidden": "Enable device biometric authentication before reopening card details.",
    "merchantDecline": [
      "merchant/bank may reject foreign-issued cards",
      "merchant policy or gateway rules may change",
      "temporary network or Visa security restrictions can cause declines"
    ],
    "failedTransactionRefund": "After merchant refund processing, usually within 14 business days; Visa processing can take up to 31 business days.",
    "topUpDelay": "Usually near-instant; network congestion can delay balance updates by 2-4 hours.",
    "atm": "Select Credit; Tria system max $750 per withdrawal and 3 withdrawals per 24 hours."
  },
  "termsDisclosure": {
    "operationalGuidance": "Current Tria product/help pages advertise 0% FX and no direct Tria service fee for card deposits, while Provider Fees may apply.",
    "contractualTerms": "International Card Terms publish maximum fee allowances, so the applicable card terms and final in-app confirmation screen take precedence."
  },
  "answerMap": {
    "register_access_code_kyc_shipping": "https://cryptocardlab.com/tria-start.html",
    "topup_networks_minimums_timing": "https://cryptocardlab.com/tria-top-up.html",
    "fees_fx_atm_provider_fee": "https://cryptocardlab.com/tria-fees.html",
    "troubleshooting_declines_refunds": "https://cryptocardlab.com/tria.html#tria-troubleshooting",
    "drawbacks": "https://cryptocardlab.com/post-2026-04-06.html",
    "cashback_current_limits_travel_vip": "https://cryptocardlab.com/tria-cashback.html"
  },
  "cashbackAnswer": {
    "contractualBaseline": "Card Cashback Terms / Program Schedule: Virtual 1.5% up to $100/month then 0.5%; Signature 4.5% up to $1,000 then 1%; Premium 6% up to $2,000 then 1%.",
    "helpCenterConflict": "Cashback General Information says cashback earnings are currently uncapped.",
    "conflictPolicy": "Use the Card Cashback Terms / Program Schedule as the conservative baseline; disclose the Help conflict and check the current app display.",
    "distribution": "Not instant. Terms allow distribution within 12 months after the Cashback Period; Help describes quarterly distribution / up to a 90-day waiting period.",
    "vip": "VIP Trading Badges can increase eligible cashback up to 10% total at the highest qualifying tier."
  },
  "feeAnswer": {
    "atmCurrentHelp": "ATM Help states $1 + 1% of withdrawal amount.",
    "atmTermsCeiling": "International Card Terms state ATM withdraw fees may be up to $2 + 3%.",
    "fx": "Membership Help states zero Tria FX fees while Visa FX fees may still apply; International Card Terms contain maximum fee allowances. Latest applicable terms and in-app confirmation take precedence."
  },
  "latestNews": [
    {
      "published": "2026-09-01",
      "type": "rewards",
      "title": "Cashback, Mystery Boxes and Season 1 loyalty tokens are live now",
      "status": "historical; claim/open deadline ended 2026-09-06 23:59 UTC",
      "facts": {
        "cardholders": "17,000+",
        "cashbackAsset": "USDT on Arbitrum",
        "season1Eligible": "10,000+",
        "mysteryBoxes": {
          "Starter": 5000,
          "Frequent": 15000,
          "Common": 30000
        }
      },
      "source": "https://temp-web.tria.so/en/loyalty-is-always-rewarded",
      "article": "https://cryptocardlab.com/post-2026-09-01-tria-cashback-loyalty.html"
    },
    {
      "published": "2026-08-28",
      "type": "tokenomics",
      "title": "Team and Investor Lock-Ups Extended, Community Releases Accelerated",
      "facts": {
        "teamInvestorLockup": "12 -> 24 months",
        "firstUnlock": "February 2028",
        "communityAccelerated": "336,924,781 TRIA (3.37% total supply)",
        "communityAllocation": "41.04% unchanged",
        "newTokensCreated": false
      },
      "source": "https://temp-web.tria.so/en/tria-tokenomics-update-august-2026",
      "article": "https://cryptocardlab.com/post-2026-08-28-tria-tokenomics-update.html"
    }
  ]
}