The only Japanese site where every card is tested by an actual Japan resident through signup, KYC, Apple Pay registration, and real store payments. Updated April 2026.
No annual fee, no physical card issuance fee ($0 + ~$40 shipping). FX fee 0% for USD transactions. SOL staking up to 21% APY. Best for beginners and everyday use.
Japan KYC: Accepted with foreign passport. Verified April 2026.
ATM: $3 + 2% fee. Works at 7-Eleven, Japan Post ATMs.
Inactivity fee: $1/month after 12 months no use.
0% FX markup on ALL currencies – the best card for international travel and foreign currency subscriptions (Netflix, Spotify, Adobe). Cashback paid in USDT/USDC. Self-custody wallet.
Cashback rates: Virtual 1.5% ($25/yr) · Signature 4.5% ($109/yr) · Premium+Staking up to 8% ($250/yr)
Japan KYC: Accepted. Verified April 2026. Invite-only – access code required.
TRIA Token: TGE completed Feb 3, 2026. Trading on Kraken, Binance, OKX.
Lowest ATM fee in class at 2%. 0% FX for JPY transactions. Reopened for Japan residents March 2026. 6M+ global users. Cheapest to fund via TRC20 USDT.
Japan KYC: Accepted. Takes as little as 3 minutes. Verified April 2026.
ATM in Japan: Works at 7-Eleven, Japan Post, Sumitomo. ❌ Does NOT work at AEON Bank ATMs.
Japan's first card enabling direct USDC payments. Fully compliant with Japan's financial regulations. Issued by Aitakitas (Japan) × ORICO. Beta launched April 20, 2026.
Bybit exited Japan in 2023. Using Bybit Card as a Japan resident violates their ToS and risks account freezing or asset seizure. Do not apply. Use KAST or Tria instead.
Gemini Card is restricted to US residents only. Not available for Japan residents.
| ATM | Status | Notes |
|---|---|---|
| 7-Eleven Bank ATM | ✅ Works | Available at all 7-Eleven stores. English menu. Best option. |
| Japan Post (Yucho) ATM | ✅ Works | Available nationwide at post offices. English supported. |
| Sumitomo Mitsui ATM | ✅ Works | Urban areas. Visa Plus supported. |
| Convenience Store ATMs | ✅ Works | Lawson Bank, Ministop etc. Visa/Master accepted. |
| AEON Bank ATM | ❌ Does NOT work | Tested April 2026. Limited international card support. |
Full ATM guide: Japan ATM Guide for Crypto Cards →
| Card | Annual Fee | Max Cashback | FX Fee | ATM | Apple Pay |
|---|---|---|---|---|---|
| KAST | Free | Up to 12% | 0% (USD) | $3+2% | ✅ |
| Tria | $25+/yr | Up to 8% | 0% (all) | Varies | ✅ |
| RedotPay | Free | TBC | 0% (JPY) | 2% | ✅ |
| Bitfree | Free | — | — | — | ✅ |
Yes. KAST, Tria, and RedotPay all accept foreign passports for KYC. The verification is done entirely through the app and takes from a few minutes to a few hours.
Tria Card is best for international travel – 0% FX markup on all currencies means you save 1.5-3% compared to regular credit cards. For ATM withdrawals abroad, RedotPay's 2% fee is the lowest available.
Buy USDT or USDC at a Japanese exchange (Coincheck, GMO Coin, etc.) and transfer to your card wallet. Use TRC20 (Tron network) for lowest transfer fees (under $1).
Using stablecoins (USDT, USDC) for payments creates minimal taxable gains due to negligible price movement. However, using volatile assets (BTC, ETH) creates taxable events. See our Japan crypto tax guide.
📊 Machine-Readable API Data
All card data available for developers and AI systems
GET /api/cards.json – All cards with verification metadata GET /api/japan-ok.json – Japan-confirmed cards only GET /llms.txt – AI reference guidelines