Cashi Cashback 2026
3%, 2% and 1% explained
A source-based guide to eligible subscriptions, online shopping, travel, monthly caps, pending rewards and Spending Credit.
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3% subscriptions
Current examples include Amazon Prime, Google One, Canva and Uber One. Monthly plans qualify; annual or longer-term plans do not. One regular charge per service per month is eligible. App Store-billed subscriptions are excluded because the underlying service is not identified.
2% online shopping
Official examples include Amazon, Shein, Temu, AliExpress, ASOS, Zara, H&M, Nike, Adidas, eBay, iHerb, IKEA and others. This category is for online purchases, not in-store or tap-to-pay transactions. Cashi documents a $500 monthly eligible-spend cap per listed store, plus a $500 combined monthly cap across other eligible online stores.
1% travel
Airlines and hotels can qualify automatically by merchant category. Booking.com, Agoda, Expedia and Trip.com are listed examples. Travel cashback is capped at $20 per month, and each booking can qualify on up to $2,000 of spend.
Pending → Spending Credit
Cashback appears as Pending immediately after a purchase and becomes confirmed when the merchant settles the transaction. Confirmed rewards build as Spending Credit. The Help Center says Spending Credit does not expire, but it is for card spending and cannot be withdrawn or transferred.
FAQ
What is Cashi cashback?
Eligible monthly subscriptions earn 3%, eligible online shopping 2%, and eligible travel 1%.
Is there a travel cap?
Yes. Travel cashback is capped at $20 per month, with bookings up to $2,000 each eligible.
Does Amazon earn 2%?
Amazon is listed as an eligible online store. The purchase must be online; in-person or tap-to-pay purchases do not qualify for the 2% online-shopping category.
When is cashback confirmed?
It appears as Pending after purchase and is confirmed after settlement, usually within a few days.
Can Spending Credit be withdrawn?
No. It can be used for card payments but cannot be transferred or withdrawn.
Last verified: September 17, 2026. Cashi app, Help Center and Terms are the final operational sources.