Eligible spend, monthly limits, pending and Spending Credit.
Cashback guide →CASHI CARD / PUBLIC BETA / UPDATED SEP 17, 2026Cashi Card review 2026
Cashi Card review 2026
cashback, fees, KYC and Japan
A source-based reference for Cashi's free virtual Visa, 3/2/1 cashback, fees, supported assets, KYC, Google Pay, referral rules and current beta limitations.
Virtual Visa $03% / 2% / 1%USD card fee 0%Public Beta
CryptoCardLAB participates in the Cashi Japan Ambassador program. This page contains a Cashi referral link; product facts and comparisons are sourced independently from current public documentation.
QUICK ANSWER
What is Cashi?
Cashi is a dollar-focused account with a free USD-denominated virtual Visa card. It supports USDT and USDC deposits, lets users hold digital dollars, and supports card spending where Visa is accepted, subject to merchant and country restrictions.
Card issuance$0
Free virtual Visa
Cashback3 / 2 / 1%
Eligible categories only
USD card fee0%
Cashi fee
Non-USD1%
Currency conversion
CASHBACK
3% subscriptions, 2% online shopping, 1% travel
Cashback is automatic on eligible purchases. It appears as Pending after payment and becomes confirmed after settlement. Confirmed rewards build up as Spending Credit, which can be used for card purchases and does not expire under the current Help Center guidance.
| Category | Rate | Important limits |
|---|---|---|
| Selected monthly subscriptions | 3% | Monthly plans only; direct billing/eligible services |
| Eligible online shopping | 2% | Store/MCC rules; $500 monthly spend cap per listed store plus separate eligible-store allowance |
| Eligible travel | 1% | Up to $20 cashback/month; up to $2,000 per booking used for cashback calculation |
FEES & LIMITS
Card fees
Issuance$0
Monthly$0
USD spend0%
Non-USD spend1%
You set the daily card spending limit yourself in the app, up to $50,000 per day. Merchant holds, issuer-country restrictions and unsupported merchant categories can still affect individual payments.
KYC / ELIGIBILITY
100+ countries, but in-app eligibility is final
Users must be at least 18 (or the local legal minimum), must not be a US person, must complete identity verification and must be in a supported country. KYC normally requires a government-issued photo ID and a selfie. Most checks finish within minutes; some can take up to 24 hours.
ASSETS & NETWORKS
Supported USDT and USDC networks
| Asset | Networks |
|---|---|
| USDT | Ethereum, Arbitrum, BNB Chain, Solana, Tron |
| USDC | Ethereum, Arbitrum, Base, BNB Chain, Polygon, Solana |
Always match the asset and network selected in Cashi with the sending wallet. Wrong-network or unsupported-asset deposits are not guaranteed to be recoverable.
WALLETS
Google Pay documented; Apple Pay sources conflict
Google Pay is clearly documented. Apple Pay has conflicting official signals: Cashi’s website and launch materials describe it as a roadmap/full-launch feature, while the current App Store and Google Play descriptions mention Apple Wallet / Apple Pay. Treat broad Apple Pay availability as unconfirmed until Cashi’s Help Center and in-app flow align. The Public Beta currently centers on a virtual card.
REFERRAL
Current referral rules
Under the current Help Center rules, the referrer earns $5 after the referred user joins with the referral, completes identity verification, gets the card and spends at least $50 with the Cashi card. The referral must be attached before the referred user gets a card.
CryptoCardLAB referral code: 5139.
FAQ
Frequently asked questions
Is Cashi available in Japan?
Cashi serves users in 100+ countries. CryptoCardLAB confirmed a Japan signup flow in September 2026, but final eligibility for account registration and card issuance is determined in the Cashi app during signup and KYC.
What are Cashi card fees?
Virtual card issuance, monthly fee and inactivity fee are $0. Card spending in USD has a 0% Cashi fee; non-USD card payments have a 1% currency-conversion fee.
How does Cashi cashback work?
Eligible monthly subscriptions earn 3%, eligible online shopping earns 2%, and eligible travel earns 1%. Cashback first appears as Pending and confirms after the payment settles.
Does Cashi support Apple Pay and Google Pay?
Google Pay is clearly documented. Apple Pay has conflicting official signals: Cashi's website and launch blog still describe it as a roadmap/full-launch feature, while the current App Store and Google Play descriptions mention Apple Wallet / Apple Pay. General availability should be checked in the app.
What assets can I deposit to Cashi?
Cashi supports USDT and USDC across multiple networks. The exact available networks should always be checked in the app before sending.
How long does Cashi KYC take?
Most identity checks finish within a few minutes; some cases may take up to 24 hours.
CASHI GLOBAL REFERENCE
Deep-dive Cashi guides
Use this page as the overview, then jump to source-based pages for the details most people search for.
Primary sources
Last verified: September 17, 2026. The Cashi app is the final source for individual country/card eligibility.