Cashi Card Fees 2026
FX, limits and network costs
Free virtual card, no monthly fee, 0% Cashi fee on USD purchases and 1% conversion fee on non-USD purchases.
Card artwork is an editorial illustration by CryptoCardLAB. Cashi currently provides a virtual card.
Cashi now offers a named USD account
Receive USD by ACH, Fedwire or SWIFT into a balance denominated in USDT or USDC; receiving is free, while sending fees and bank eligibility checks apply. The default combined send/receive limit is $3,000 over a rolling seven days. Card activation requires $5 upfront, immediately returned as card-only Spending Credit. Apple Pay remains unavailable.
USD account guide (Japanese) ↗ / Official USD Help ↗ / Activation fee ↗
Card fees
| Virtual card issuance | Free |
| Monthly fee | None |
| Inactivity fee | None |
| Minimum balance | None |
| USD card purchase | 0% Cashi fee |
| Non-USD card purchase | 1% currency-conversion fee |
Daily spending limit
You set your own limit in the app, up to $50,000 per day. A purchase can be declined if your Cashi balance is lower than the required amount. Some merchants can also place an authorization hold above the final settlement amount.
Network fees
External transfers of supported assets (USDT, USDC, BTC, ETH and SOL) use blockchain networks and can incur network fees. Those fees are set by the network, not by Cashi. Transfers between Cashi users by username are instant and free.
FAQ
Does Cashi charge a card issuance fee?
No. The virtual card is free.
Is there a monthly fee?
No monthly fee, inactivity fee or minimum balance is listed.
What is the FX fee?
0% Cashi fee on USD card purchases; 1% currency-conversion fee on non-USD card purchases.
What is the daily limit?
Users can set a daily spending limit in the app up to $50,000.
Are blockchain transfers free?
External transfers can incur network fees. Cashi-to-Cashi username transfers are instant and free.
Last verified: September 17, 2026. Cashi app, Help Center and Terms are the final operational sources.